Available now
Weekly comparison of recorded schedules, days when both people work and work overlaps.
From work to payment and what comes next.
Understand the complete journey of your money.
Saldo Vivo connects what you work, what you expect to be paid, what you actually receive and how you organise what comes next.
14 days of free Premium
No card, no fees and no commitment. Then you can continue with Freemium.
Try Premium free for 14 days
New capabilities already part of Saldo Vivo
- Saldo Vivo Duo available
- Guidance salary estimate
- Four active languages
- Installable application
From work to payment, without losing the thread
Saldo Vivo connects what you have worked, what you expect to be paid and what has finally arrived.
- Work recorded
- Estimated amount
- Expected payment
- Payment received
- Amount outstanding
- Multiple jobs or payers, each with its own rates.
- Regular, overtime, night and holiday work sessions, breaks and shifts crossing midnight.
- Full or partial payments and the amount still owed.
Understand what you could earn before receiving your payslip
Set conditions from an agreement or enter them manually to obtain a useful reference before the first payment.
- Agreement-based or manual configuration.
- Estimate based on working time, salary and conditions.
- Guidance comparison with the proportional statutory minimum when applicable.
- Estimated gross amount, guidance deductions and expected amount.
- Your first real payslip can help refine later estimates.
Amounts are guidance estimates based on the configuration provided. Saldo Vivo does not create an official payslip or replace employment, tax or accounting advice.
Available
Saldo Vivo Duo
Two independent accounts. A simpler way to organise your life together.
Share what you need—schedules, breaks, goals, expenses and forecasts—without giving up the privacy of each account.
- Two independent personal accounts and one shared space.
- Clear permissions: each person decides which data to share.
- Shared goals, budgets, expenses and forecasts.
- Both accounts receive the intended Premium Duo scope while access is active.
Partly available
Find your time together
Compare recorded schedules and discover when you really overlap, without checking calendars by hand.
Available now
Supports planned or worked sessions, including split and night shifts when recorded.
Still in development
Explicit days off, automatic import from an image or text and comparison history are not yet presented as available.
See what is coming before it arrives
Bring payments, expenses and savings onto one timeline to understand how much money will be available and what remains pending.
- Configurable payment periods and a financial calendar.
- Expected and actual income kept clearly distinct.
- Expenses, savings reserves, forecasts and alerts.
- Actual payments replace expected ones to prevent double counting; forecasts are never presented as certainties.
Manage what you owe and what others owe you
Organise money borrowed or lent without losing track of payments, dates or agreements.
- Money lent to you and money you have lent.
- Expected instalments, partial payments and full payments.
- Dates, statuses, archive and history.
- Contacts, notes and shareable messages where appropriate.
Choose the scope you need
Start with the essentials and add only what suits you.
Freemium
For one person with everyday needs and responsible access to essential features.
Freemium+
Freemium plus one or more modules purchased separately.
Premium
Expanded access and included modules according to the product's active configuration.
Premium Duo
Two independent accounts with shared features authorised by both people.
Automated checkout is not yet presented as operational. Review the available scope from your account.
Four languages and one account across your devices
Available in Spanish, Ukrainian, Russian and English. Use it in a browser or install it as an app on a compatible device.
- Active routes: /es, /uk, /ru and /en.
- Switch languages without losing the current screen.
- Access from mobile, tablet, Chromebook and computer.
- Use the same account on different devices.
- Interface adapted to small and large screens.
- Installation from compatible browsers.
Your data remains yours
Each account can access only its own data. Shared spaces require permission and, in Duo, each person decides what to share. Private documents remain protected.